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Online Account Opening Made Simple

Open a deposit account online at Tri Counties Bank and enjoy a unique brand of personalized Service With Solutions®. From basic checking and savings account options, to interest-earning accounts, Tri Counties Bank has the right option for you. In addition, when you open a checking or savings account at Tri Counties Bank, you get access to approximately 40,000 surcharge-free ATMs, advanced mobile and online banking, and local branches conveniently located throughout Northern and Central California.

What type of personal account are you looking to open?

Steps to open an account online:

Step 1

Determine the checking or savings account that’s best for you.

Step 2

Gather the following information to open a checking or savings account.

  • Driver’s License, Passport, Military ID or State ID
  • U.S. Social Security Number
  • U.S. Citizenship or Resident alien status
  • External account information, if funding from an external account

Step 3

Open a checking or savings account online!

Open Now

Switch to Better Banking

Whether you are looking for a basic checking account to get started on your financial journey, or if you are ready to make the most of your money with interest-earning checking and savings accounts, we have the right option for you.

Open Account Now

Tri Counties Bank personal checking accounts come with all of the convenience features you expect:
 


MoneyPass ATM Network

Access to approximately 40,000 surcharge-free nationwide ATMs.


Advanced Mobile and Online Banking

Check your balances and account activity, transfer between accounts, and use our financial management tools to track and manage your money across all of your accounts, including accounts at other financial institutions.


Branches throughout Northern and Central California

Visit your local Tri Counties Bank branch conveniently located in communities throughout California.

Plus, you’ll enjoy additional features including:


Credit Monitoring

Instantly view your credit score, set up credit alerts, and access personalized tips to help you improve — or maintain — your already great credit score! It’s built into Tri Counties Bank Mobile and Online Banking at no additional cost to you.


Mobile Check Deposit 

Deposit checks from virtually anywhere through the Tri Counties Bank Mobile App.


Debit Cards with Zero Liability Protection 

Visa® Debit Cards include zero liability protection plus 24/7 monitoring to prevent unauthorized transactions.

Frequently Asked Questions

How do I open a checking account?

To open a checking account, determine the account type that is best for you. Then, gather the following information:

  • Driver’s License, Passport, Military ID or State ID
  • U.S. Social Security Number
  • U.S. Citizenship or Resident alien status
  • External account information, if funding from an external account

Finally, open a checking account online!

How do I open a savings account?

To open a savings account, determine the account type that is best for you. Then, gather the following information:

  • Driver’s License, Passport, Military ID or State ID
  • U.S. Social Security Number
  • U.S. Citizenship or Resident alien status
  • External account information, if funding from an external account

Finally, open a savings account online!

What is the right account for me?

To determine the right account for you, compare our checking account and savings account options.

What do I need to open a checking account?

To open a checking account, please have the following information prepared:

  • Driver's License, Passport, Military ID or State ID
  • U.S. Social Security Number
  • U.S. Citizenship or Resident alien status
  • External account information, if funding from an external account
How old do I have to be to open a checking account?

You must be 18 years or older to open most of our checking accounts. If you are between the ages of 13-18, you can open a Student Smart Checking account or a Minor Savings Account. These accounts require a parent or guardian co-signer for customers under the age of 18.

How do I open a checking or savings account online?

To open a checking account or savings account online, determine the checking or savings account that is best for you. Then, gather the following information:

  • Driver's License, Passport, Military ID or State ID
  • U.S. Social Security Number
  • U.S. Citizenship or Resident alien status
  • External account information, if funding from an external account

Finally, open a checking account or savings account online!

How long does it take to open an account online?

You can open a checking or savings account online in minutes!

How much do I need to deposit to open a checking or savings account?

Our accounts have different minimum opening deposit requirements. Our Trico Essential Checking account requires a $25.00 minimum opening deposit, and our Trico Premier Checking account requires a $100.00 minimum opening deposit. Our Tiered Savings, Linked Savings, Money Market Savings, and High Yield Money Market Savings all require a $100.00 minimum deposit to open those accounts.