Open a deposit account online at Tri Counties Bank and enjoy exceptional service backed by 50 years of financial stability. From basic checking and savings account options, to interest-earning accounts, Tri Counties Bank has the right option for you. In addition, when you open a checking or savings account at Tri Counties Bank, you get access to approximately 40,000 surcharge-free ATMs, advanced mobile and online banking, and local branches conveniently located throughout Northern and Central California.
What type of personal account are you looking to open?
A basic checking account for customers just starting their financial journey.
Premium checking account with maximum benefits for customers with higher balances or multiple accounts.
Earn tiered interest with convenient access to your savings account.
Set up automatic transfers from your checking to savings account and cover overdrafts while earning interest.
Earn competitive interest with convenient access to your money market savings account.
Earn tiered interest on daily balances of $25,000 or more with convenient access to your money market savings account.
Switch to Better Banking
Whether you are looking for a basic checking account to get started on your financial journey, or if you are ready to make the most of your money with interest-earning checking and savings accounts, we have the right option for you.
Tri Counties Bank personal checking accounts come with all of the convenience features you expect:
Access to approximately 40,000 surcharge-free nationwide ATMs.
Advanced Mobile and Online Banking
Check your balances and account activity, transfer between accounts, and use our financial management tools to track and manage your money across all of your accounts, including accounts at other financial institutions.
Branches throughout Northern and Central California
Visit your local Tri Counties Bank branch conveniently located in communities throughout California.
Plus, you’ll enjoy additional features including:
Instantly view your credit score, set up credit alerts, and access personalized tips to help you improve — or maintain — your already great credit score! It’s built into Tri Counties Bank Mobile and Online Banking at no additional cost to you.
Deposit checks from virtually anywhere through the Tri Counties Bank Mobile App.
Debit Cards with Zero Liability Protection
Visa® Debit Cards include zero liability protection plus 24/7 monitoring to prevent unauthorized transactions.
Frequently Asked Questions
To open a checking account, determine the account type that is best for you. Then, gather the following information:
- Driver’s License, Passport, Military ID or State ID
- U.S. Social Security Number
- U.S. Citizenship or Resident alien status
- External account information, if funding from an external account
Finally, open a checking account online!
To open a savings account, determine the account type that is best for you. Then, gather the following information:
- Driver’s License, Passport, Military ID or State ID
- U.S. Social Security Number
- U.S. Citizenship or Resident alien status
- External account information, if funding from an external account
Finally, open a savings account online!
To determine the right account for you, compare our checking account and savings account options.
To open a checking account, please have the following information prepared:
- Driver's License, Passport, Military ID or State ID
- U.S. Social Security Number
- U.S. Citizenship or Resident alien status
- External account information, if funding from an external account
You must be 18 years or older to open most of our checking accounts. If you are between the ages of 13-18, you can open a Student Smart Checking account or a Minor Savings Account. These accounts require a parent or guardian co-signer for customers under the age of 18.
To open a checking account or savings account online, determine the checking or savings account that is best for you. Then, gather the following information:
- Driver's License, Passport, Military ID or State ID
- U.S. Social Security Number
- U.S. Citizenship or Resident alien status
- External account information, if funding from an external account
Finally, open a checking account or savings account online!
You can open a checking or savings account online in minutes!
Our accounts have different minimum opening deposit requirements. Our Trico Essential Checking account requires a $25.00 minimum opening deposit, and our Trico Premier Checking account requires a $100.00 minimum opening deposit. Our Tiered Savings, Linked Savings, Money Market Savings, and High Yield Money Market Savings all require a $100.00 minimum deposit to open those accounts.