Small Business Payment Solutions


Managing cash flow is a top priority for small business owners. With our Small Business Payment Solutions, you can improve cash flow, save time and do your banking from your office or on-the-go.


Online and Mobile Banking



Trico Business Express

Secure and easy access to your business accounts.

View real-time balances and transactions, monthly statements, pay bills, manage employee access and much more.

The Trico Business Express platform provides additional services including ACH Payments and Online Wire Transfers.

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ACH Payments

Reduce the cost of check production, postage and reconciliation.

Using Tri Counties Bank’s ACH service through Trico Business Express, you can pay employees via Direct Deposit or send out vendor payments in a secure, fast and convenient manner. Make payments faster and, reduce, or possibly eliminate, the need for checks.


Online Wire Transfers

Send funds quickly and efficiently.

Send domestic Wire Transfers from your office, or on-the-go through Trico Business Express. Save time and money with lower Wire Transfer fees when you initiate through Trico Business Express.

Trico Business Mobile Banking

Bank anytime, anywhere.

Bank conveniently and securely with our business banking app. You can deposit checks and manage your business finances anytime, anywhere - right from your mobile device. To get started, download the Trico Business app today.

Google play Available on the App Store

Remote Deposit Capture

Deposit checks without leaving your office.

Scan your checks using a scanner, included, and submit them online for processing. Deposit checks when it’s convenient for you - without leaving your office, any time of day. It’s easy, secure, and saves time.

Credit Cards

Visa® Business Credit Card

Convenient and easy avenue for small business spending

  • Separate your personal and business purchases
  • Online account management
  • No Annual Fee

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Visa® Business Platinum Credit Card

Earn unlimited cash back on all net purchases

  • Earn 1.5% cash back on net purchases*; no limits on the amount of cash back you earn
  • Redeem cash back quarterly as a statement credit
  • No Annual Fee

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Merchant Processing Services

Faster funding & robust security everywhere you do business.

Improve your profitability and business efficiencies with next-day funding and a convenient online reporting management system.

  • Customer service from trusted local partners
  • Online management tools
  • PCI-compliant processing
  • Competitive rates without hidden fees
  • Faster deposits to your account

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For details see Trico Treasury Center & Trico Business Express Terms and Conditions, Business Cardholder Agreement & Disclosure and the Tri Counties Bank Rewards Program Terms & Conditions.