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IntraFi Cash Service℠ (ICS) is the convenient way to access full FDIC insurance on deposit amounts over $250,000. It’s the nation’s most widely used FDIC-insured deposit product.  With ICS, you can access millions of dollars in FDIC insurance―all through your relationship with Tri Counties Bank. Whether it is for personal or business needs, ICS® is a great way to access multi-million-dollar FDIC insurance.

With Tri Counties Bank ICS® Service You Get:

One Bank

Access multi-million-dollar FDIC insurance coverage on deposits by working directly with just Tri Counties Bank—a bank you know and trust.

One Rate

Put your cash to work in a demand deposit or money market account and earn a competitive interest rate as negotiated with Tri Counties Bank

One Statement

Receive one easy-to-read statement from Tri Counties Bank summarizing all of your ICS deposit holdings.

How does ICS work?

Tri Counties Bank is a member of the IntraFi network. When we place your deposit through ICS, that deposit is divided into amounts up to the standard FDIC insurance maximum of $250,000, then placed into deposit accounts at other FDIC-insured banks. As a result, you can access FDIC coverage from many institutions while working directly only with Tri Counties Bank.

Minimum Deposits

  • The minimum opening deposit is $100,000.
  • You must have a minimum of $250,000 on deposit with Tri Counties Bank and a minimum aggregate balance in ICS® of $100,000 to be eligible for reinvestment.

Limits Apply

Funds may be submitted for placement only after a depositor enters into a ICS® Deposit Placement Agreement with Tri Counties Bank. The agreement contains important information and conditions regarding the placement of funds by Tri Counties Bank.

If a depositor is subject to restrictions with respect to the placement of funds in a depository institution, it is the responsibility of the depositor to determine whether the placement of the depositor's funds through ICS or a particular ICS transaction satisfies those restrictions.

Ready to start?

Visit your local branch, contact your relationship manager, or call 1-800-922-8742 for more information.

ICS® is a registered service mark of IntraFi Network LLC.

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