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Home loan solutions with local knowledge and personalized service.

Whether you’re a first time home buyer or an experienced investor, Tri Counties Bank has local knowledgeable Home Mortgage Specialists offering a breadth of home loan products with personalized Service With Solutions.

Whether you’re looking to buy a new home or to refinance a current home mortgage with a conventional or jumbo loan, fixed or adjustable rate, short or long term, you've come to the right place. 

  • Portfolio Loan Programs
    Provides more flexible loans for non-standard situations with local underwriting
  • Conventional & Government Loans
    Highly competitive loans, plus Tri Counties Bank continues to service conventional loans in most cases
  • Lot and Land Loan
    For purchasing the land that you want to build your dream home on
  • Construction Loans
    Construction and Permanent loan all in one
  • Reverse Mortgages
    If you’re looking for ways to supplement your retirement income, a Home Equity Conversion Mortgage (HECM), or reverse mortgage, may be an answer for borrowers who are 62 or older

Apply Online

Get started with applying now. Purchase pre-qualifications are available so you can shop for your home with confidence. As you complete the application, please use your best estimate if documentation is not available.

Once you complete your online application, we will contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate


*PLEASE NOTE: This application cannot be used for Adjustable Rate Mortgages, Lot & Land Loans, Construction Loans or Reverse Mortgages. To submit a loan request for these loan types, please contact a Home Mortgage Specialist.

All loans are subject to credit approval.

This page was not issued by HUD or FHA and was not approved by the Department or Government Agency.

NMLS #458732

Work with a Home Mortgage Specialist
Call icon Call: 1-877-822-5626
Find a Home Mortgage Specialist

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In a Hurry?

Fill in this Quick Online Form and we will arrange a time to speak with you when you have more time.

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