Designed to help students between the ages of 13 to 18 successfully manage their money. 

Account Features

  • There is no Monthly Maintenance Fee (Service Charge).
  • This is a non-interest bearing account.
  • Checks are not provided with this account.
  • This account is not eligible for Online Bill Pay or Overdraft Privilege services.
  • This account requires a parent or guardian co-signer, for customers under 18.
  • $25 minimum opening deposit

Click below to review our current fee schedule and account agreement and disclosures:

Consumer Fee Schedule

Consumer Deposit Account
Agreement and Disclosures


Open an Account

To open a Student Smart checking account, please give us a call at 1-800-982-2660 or visit your local branch.