Ideal for high school students between the ages of 13 and 18.
Account Features
- There is no Monthly Maintenance Fee (Service Charge).
- This is a non-interest bearing account.
- Checks are not provided with this account.
- This account is not eligible for Online Bill Pay or Overdraft Privilege services.
- This account requires a parent or guardian co-signer, for customers under 18.
- $25 minimum opening deposit
Open a Student Smart Checking Account Today!
To open a Student Smart checking account please visit your local branch. A parent or guardian will need to be present with the minor for verification.
Please also bring the following documents:
For Minors
- Certified copy of birth certificate
- Government-issued ID (optional)
For Parent or Guardian
- Government‑issued ID
- Legal guardianship documents, if applicable
Review our current fee schedule and account agreement and disclosures below.


