Trico Essential Savings
Grow your savings with a dependable account that earns interest.
- Earn tiered interest on daily balances. There is no minimum balance required to earn interest.
- Link to a Tri Counties Bank Checking Account for Overdraft Protection.
- Enjoy secure Mobile and Online Banking.
- Set up direct deposit using ClickSWITCH to fund your savings.
- Transfer funds between Tri Counties Bank and external accounts.
$100
Minimum Opening Deposit
$500
Minimum Daily Balance to avoid the Monthly Maintenance Fee (Service Charge)
$5
Monthly Maintenance Fee (Service Charge)
Earn tiered interest on daily balances. The interest rate balance tiers are:
- $0.01 – $4,999
- $4,999.01 – $9,999
- $9,999.01 – $49,999
- $49,999.01 – $149,999
- $149,999.01 – $499,999
- $499,999.01 and over
Avoid the $5 Monthly Maintenance Fee (Service Charge) by:
- Maintaining a $500 minimum daily balance (your account’s qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
- Linking your TriCo Essential Savings account to a Tri Counties Bank checking account for overdraft protection.
Open a Trico Essential Savings Account
Gather the following information to open an account online:
- Driver's License, Passport, Military ID or State ID
- U.S. Social Security Number
- U.S. Citizenship or Resident alien status
- External account information, if funding from an external account
Trico Money Market
Combine higher interest rates with flexible access to your funds.
- Earn tiered interest on daily balances. There is no minimum balance required to earn interest.
- Enjoy secure Mobile and Online Banking.
- Set up direct deposit using ClickSWITCH to fund your savings.
- Transfer funds between Tri Counties Bank and external accounts.
$100
Minimum Opening Deposit
$2,500
Minimum Daily Balance to avoid the Monthly Maintenance Fee (Service Charge)
$10
Monthly Maintenance Fee (Service Charge)
Earn tiered interest on daily balances. The interest rate balance tiers are:
- $0.01 – $4,999
- $4,999.01 – $9,999
- $9,999.01 – $49,999
- $49,999.01 – $149,999
- $149,999.01 – $499,999
- $499,999.01 and over
Avoid the $10 Monthly Maintenance Fee (Service Charge) by maintaining a $2,500 minimum daily balance (your account’s qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle).
Open a Trico Money Market Account
Gather the following information to open an account online:
- Driver's License, Passport, Military ID or State ID
- U.S. Social Security Number
- U.S. Citizenship or Resident alien status
- External account information, if funding from an external account
All accounts also include:
MoneyPass ATM Network
Access to approximately 40,000 surcharge-free nationwide ATMs.
Advanced Mobile and Online Banking
Check your balances and account activity, transfer between accounts, and use our financial management tools to track and manage your money across all of your accounts, including accounts at other financial institutions.
Branches throughout Northern and Central California
Visit your local Tri Counties Bank branch conveniently located in communities throughout California.
Other Savings Options
Minor Savings Account is available to minors between the ages of 13 and 18, and requires a parent or guardian co-signer.
Review our current fee schedule and account agreement and disclosures below.
A word about our calculators
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
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