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A basic checking account for frequent check writers.


Minimum Opening Deposit Requirement 

You must deposit $25.00 to open this account

To Avoid Monthly Maintenance Fee 

A Monthly Maintenance Fee of $5.00 will be imposed every month unless you complete one of the activities below within a statement cycle: 

  • Maintain a $500.00 minimum daily balance (your account’s qualifying minimum daily balance is the day with the lowest end-of-day ledger balance within a statement cycle), or
  • Direct Deposit(s) totaling $750.00 or more, posted and cleared each statement cycle, or
  • Mobile Deposit(s) totaling $750.00 or more, posted and cleared each statement cycle, or
  • At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). “Qualifying point-of-sale (POS) transactions” means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods or services.

Optional Services

There is a $2 monthly fee to include all check images consolidated on your monthly statement and a $2 monthly fee if you wish to receive mailed paper statements.

Note: When enrolled in Online Banking, all Tri Counties Bank personal checking accounts are provided with monthly e-statements you can view online, save and/or print at your convenience, as well as processed check images viewable individually in your online account transaction detail.

Rate Information

This is a non-interest bearing account.

Additional Terms and Conditions

Consult the Consumer Fee Schedule for current service fees and the Consumer Deposit Account Agreement and Disclosures for terms and conditions. 

Additional Features and Benefits

Open an Account

To open a new Trico Essential Checking account:

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