Personal Checking Accounts › Tri Counties Bank

Easy access online e-statements .
Cellular Telephone Protection ¹ – Provides up to $300 to replace or repair your device if it is stolen or damaged. Cellular telephone bill must be paid through this account.
Mobile Retail and Dining Discounts – Enjoy money-saving discounts with access to mobile coupons.

Easy access online e-statements .
Cellular Telephone Protection ¹ – Provides up to $300 to replace or repair your device if it is stolen or damaged. Cellular telephone bill must be paid through this account.
IDProtect ^{1, 2, 3} - Identity Theft Protection Services.
Mobile Retail and Dining Discounts - Enjoy money-saving discounts with access to mobile coupons.

Complimentary Premier checks (standard delivery included).
Easy access online e-statements or mailed paper statements.
Cellular Telephone Protection ¹ – Provides up to $300 to replace or repair your device if it is stolen or damaged. Cellular telephone bill must be paid through this account.
IDProtect ^{1, 2, 3} – Identity Theft Protection Services.
Mobile Retail and Dining Discounts – Enjoy money-saving discounts with access to mobile coupons.

Pays Interest

Yes

Monthly Maintenance Fee (Service Charge)

$12

To Avoid the Imposition of a Monthly Maintenance Fee (Service Charge):

Maintain a $500.00 minimum daily balance (your account’s qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
Direct Deposit(s) totaling $750.00 or more , posted and cleared each statement cycle, or
Mobile Deposit(s) totaling $750.00 or more , posted and cleared each statement cycle, or
At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). “Qualifying point-of-sale (POS) transactions” means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods or services.

Maintain a $500.00 minimum daily balance (your account’s qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
Direct Deposit(s) totaling $750.00 or more , posted and cleared each statement cycle, or
Mobile Deposit(s) totaling $750.00 or more , posted and cleared each statement cycle, or
At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). “Qualifying point-of-sale (POS) transactions” means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods or services.

Maintain a $1,500.00 minimum daily balance (your account’s qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
Direct Deposit(s) totaling $1,500.00 or more , posted and cleared each statement cycle, or
Mobile Deposit(s) totaling $1,500.00 or more , posted and cleared each statement cycle, or
At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). “Qualifying point-of-sale (POS) transactions” means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods or services.

Maintain a $5,000.00 minimum daily balance (your account’s qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
Maintain a minimum of $25,000.00 in combined personal deposits where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: checking, savings, certificate of deposit, money market and IRA or
Maintain a minimum of $25,000.00 in combined outstanding loan balances where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: loans or lines of credit. Excludes credit cards

Minimum Opening Deposit

$25

$100

Optional Services:
Check Images on Periodic Statement ⁴
Mailed Paper Statement ⁵

$2
$2

Complimentary
Complimentary

Click below to review our current fee schedule and account agreement and disclosures:

Consumer Fee Schedule

Consumer Deposit Account
Agreement and Disclosures

More Checking Options

Student Smart Checking is designed to help students between the ages of 13 and 18 to successfully manage their money.
Money Smart Checking provides customers with tools to help get their finances on track.

¹ Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certiﬁcate of insurance.*

² IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).*

³ Registration/activation required.

⁴ Enroll in Online Banking to view front and back images of processed checks in your account transaction detail at no additional charge.

⁵ Register for monthly e-statements to view, save, and print out your monthly statements at no additional charge.

* Insurance Products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.