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Personal Checking

Easy access to a unique brand
of Service With Solutions®

Tri Counties Bank provides various checking account options to best fit your needs.

Our most popular checking accounts, Trico Essential Checking and Trico Premier Checking include:

Enroll in Mobile & Online Banking

Speak with a Banker
1-800-982-2660 

Quick Contact

Find an ATM or Branch

Additional Checking Account Options:

Money Smart Checking Account

Money Smart Checking

A simple account, designed to let you spend only what you have.

Student Smart Checking Account

Student Smart Checking

Designed to help students between the ages of 13 to 18.

Compare other features of Trico Essential Checking and Trico Premier Checking below:

Personal Checking Accounts
  Trico Essential Checking Trico Premier Checking
All Accounts Include Online Banking, Mobile Banking, Access to Your Credit Score, Bill Pay, Mobile Check Deposit, Visa Debit Card, Mobile Wallet, Access to approximately 40,000 MoneyPass ATMs
Description A basic checking account for frequent check writers. Our premium checking account with maximum benefits for customers with higher balances or multiple accounts.
  Open Account Now Open Account Now
Special Features
  • Complimentary Tri Counties Bank Custom Checks (standard delivery included).
  • Easy access monthly online eStatements
  • Access to Your Credit Score -
    Instantly view your credit score, set up credit alerts and more. It's built into Online and Mobile Banking at no additional cost to you. 
  • Complimentary Premier Checks (standard delivery included).
  • Easy access online eStatements or paper statements.
  • Access to Your Credit Score -
    Instantly view your credit score, set up credit alerts and more. It's built into Online and Mobile Banking at no additional cost to you. 
Pays Interest No Yes
Monthly Maintenance Fee (Service Charge) $5 $12

To Avoid the Imposition of a Monthly
Maintenance Fee (Service Charge):

  • Maintain a $500.00 minimum daily balance (your account's qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or

  • Direct Deposit(s) totaling $750.00 or more, posted and cleared each statement cycle, or

  • Mobile Deposit(s) totaling $750.00 or more, posted and cleared each statement cycle, or

  • At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). "Qualifying point-of-sale (POS) transactions" means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods or services. 
  • Maintain a $5,000.00 minimum daily balance (your account's qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
  • Maintain a minimum of $25,000.00 in combined personal deposits where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: checking, savings, certificate of deposit, money market and IRA, or
  • Maintain a minimum of $25,000.00 in combined outstanding loan balances where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: loans or lines of credit. Excludes credit cards. 
Minimum Opening Deposit $25 $100
Optional Services:
Check Images on Periodic Statement 1 $2 Complimentary
Paper Statement 2 $5 Complimentary
Click below to review our current fee schedule and
account agreement and disclosures:
 
 

1Enroll in Online Banking to view front and back images of processed checks in your account transaction detail at no additional charge.

2Register for monthly eStatements to view, save, and print out your monthly statements at no additional charge.

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