Personal Checking Accounts › Tri Counties Bank

These Tri Counties Bank personal checking accounts include:

Mobile Banking
Personal Online Banking
Personal Online Bill Pay

Live Bankers by Phone 24/7/365
MoneyPass Surcharge-free ATM Access
Direct Deposit

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Personal Checking Accounts

Trico Essential Checking

Trico Premier Checking

All Accounts Include

Online Banking, Mobile Banking, Credit Sense, Bill Pay, Mobile Check Deposit, Visa Debit Card, Mobile Wallet, Access to over 32,000 MoneyPass ATMs

Description

A basic checking account for frequent check writers.

Our premium checking account with maximum benefits for customers with higher balances or multiple accounts.

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Special Features

Complimentary Tri Counties Bank Custom Checks (delivery charges apply).
Easy access monthly online eStatements
Credit Sense -
Instantly view your credit score, set up credit alerts and more. It's built into Online and Mobile Banking at no additional cost to you.

Complimentary Premier Checks (standard delivery included).
Easy access online eStatements or paper statements.
Credit Sense -
Instantly view your credit score, set up credit alerts and more. It's built into Online and Mobile Banking at no additional cost to you.

Pays Interest

Yes

Monthly Maintenance Fee (Service Charge)

$12

To Avoid the Imposition of a Monthly
Maintenance Fee (Service Charge):

Maintain a $500.00 minimum daily balance (your account’s qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
Direct Deposit(s) totaling $750.00 or more , posted and cleared each statement cycle, or
Mobile Deposit(s) totaling $750.00 or more , posted and cleared each statement cycle, or
At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). “Qualifying point-of-sale (POS) transactions” means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods or services.

Maintain a $5,000.00 minimum daily balance (your account’s qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
Maintain a minimum of $25,000.00 in combined personal deposits where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: checking, savings, certificate of deposit, money market and IRA, or
Maintain a minimum of $25,000.00 in combined outstanding loan balances where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: loans or lines of credit. Excludes credit cards.

Minimum Opening Deposit

$25

$100

Optional Services:
Check Images on Periodic Statement ¹
Paper Statement ²

$2
$2

Complimentary
Complimentary

Click below to review our current fee schedule and account agreement and disclosures:

Consumer Fee Schedule

Consumer Deposit Account
Agreement and Disclosures

More Checking Options

Student Smart Checking is designed to help students between the ages of 13 and 18 to successfully manage their money.
Money Smart Checking provides customers with tools to help get their finances on track.

¹ Enroll in Online Banking to view front and back images of processed checks in your account transaction detail at no additional charge.

² Register for monthly eStatements to view, save, and print out your monthly statements at no additional charge.