We offer Traditional and Roth Individual Retirement Account (IRA) plans to help meet your income goals for today and tomorrow. Each plan may have one or more Savings and/or Certificate of Deposit accounts.
- Savings accounts are a simple way to save for retirement
- Certificate of Deposits help lock in earnings to meet your retirement goals
- Maximum annual contribution applies as defined by IRS guidelines
- There is no Monthly Maintenance Fee (Service Charge)
- Partial Distribution or Transfer: $7.50 per occurrence (does not apply to mandatory or normal distributions)
- Periodic Distribution Setup: $15.00 for each retirement plan (does not apply to mandatory or normal distributions)
- Lump Sum Distribution: $20.00 for each retirement plan, at plan termination
Click below to review our current fee schedule and account agreement and disclosures:
Consult the Individual Retirement Account Comparison for additional Retirement Plan information.
Open an Account
To open an IRA Savings or Certificate of Deposit account, please give us a call at 1-800-982-2660 or visit your local branch.
| empty |
Retirement Savings and CDs |
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|---|---|---|---|---|
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Retirement Savings |
Retirement |
Retirement |
Retirement |
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Best Used For |
For retirement savings under $9,999 in balances | For retirement savings between $10,000 and $49,999 | For retirement savings over $50,000 | 1, 3 and 5-year terms available |
| Monthly Maintenance Fee (Service Charge) |
None | None | None | None |
| Minimum Opening Deposit | $250 | $10,000 | $50,000 | $1,000 |
| Earns Interest |  |
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| Partial Distribution or Transfer Fee | $7.50 | $7.50 | $7.50 | $7.50 |
| Periodic Distribution Setup | $15 | $15 | $15 | $15 |
| Lump Sum Distribution Fee | $20 | $20 | $20 | $20 |
Important Individual Retirement Account (IRA) Plan Information
Consult your tax advisor or IRS Publication 590 to determine what type of IRA is right for you. IRS Publication 590 is available by calling the IRS at 800-829-3676 or online at www.irs.gov.
