Retirement Savings and CDs

We offer Traditional and Roth Individual Retirement Account (IRA) plans to help meet your income goals for today and tomorrow. Each plan may have one or more Savings and/or Certificate of Deposit accounts.

• Savings accounts are a simple way to save for retirement
• Certificate of Deposits help lock in earnings to meet your retirement goals
  
• Maximum annual contribution applies as defined by IRS guidelines
• There is no Monthly Maintenance Fee (Service Charge)
• Partial Distribution or Transfer: $7.50 per occurrence (does not apply to mandatory or normal distributions)
• Periodic Distribution Setup: $15.00 for each retirement plan (does not apply to mandatory or normal distributions)
• Lump Sum Distribution: $20.00 for each retirement plan, at plan termination

Click below to review our current fee schedule and account agreement and disclosures:

Consumer Fee Schedule

Consumer Deposit Account
Agreement and Disclosures

Consult the Individual Retirement Account Comparison for additional Retirement Plan information.

Open an Account

To open an IRA Savings or Certificate of Deposit account, please give us a call at 1-800-982-2660 or visit your local branch.

Please scroll to the left to view the rest of the table.

empty	Retirement Savings and CDs
empty	Retirement Savings	Retirement Savings Plus	Retirement Savings Premium	Retirement Certificate of Deposit
Best Used For	For retirement savings under $9,999 in balances	For retirement savings between $10,000 and $49,999	For retirement savings over $50,000	1, 3 and 5-year terms available
Monthly Maintenance Fee  (Service Charge)	None	None	None	None
Minimum Opening Deposit	$250	$10,000	$50,000	$1,000
Earns Interest
Partial Distribution or Transfer Fee	$7.50	$7.50	$7.50	$7.50
Periodic Distribution Setup	$15	$15	$15	$15
Lump Sum Distribution Fee	$20	$20	$20	$20