Skip to main content

Public Funds Certificates of Deposit


  • Available to public agencies and government entities.
  • There is no Monthly Maintenance Fee (Service Charge).
  • $1,000 Minimum Opening Deposit
  • 3, 6, 12, 24, 36, 48 and 60-month terms are available.
  • Interest is fixed during the term of the certificate, calculated on a simple interest basis and paid every 3 months.
  • The certificate does not automatically renew. 
  • A penalty may be imposed for early withdrawal.

Click below to review our current fee schedule and account agreement and disclosures:

For current interest rates, call us at 1-800-982-2660. To open a Public Funds Certificate of Deposit, please visit any  Tri Counties Bank branch.

Learn about our Business Lending promotion today.

Business Lending

Learn More ›

Celebrating our 50th year of serving California

50th Anniversary

Learn More ›

Satisfied business owner.

Commercial Real Estate

Learn More ›