Our premium checking account with maximum benefits for customers with higher balances or multiple accounts.
Minimum Opening Deposit Requirement
You must deposit $100.00 to open this account
To Avoid Monthly Maintenance Fee
A Monthly Maintenance Fee of $12.00 will be imposed every month unless you complete one of the activities below within a statement cycle:
- Maintain a $5,000.00 minimum daily balance (your account’s qualifying minimum daily balance is the day with the lowest end-of-day ledger balance within a statement cycle), or
- Maintain a minimum of $25,000.00 in combined personal deposits where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: checking, savings, certificate of deposit, money market, and IRA, or
- Maintain a minimum of $25,000.00 in combined outstanding loan balances where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: loans or lines of credit. Excludes credit cards.
- The combined balances are calculated by adding the current balance of all eligible accounts at the end of this accounts’ monthly statement cycle. All other fees apply.
Earns tiered interest.
Interest is variable, compounded monthly and paid monthly on all balances. Interest rate balance tiers are:
$0.00 to $4,999.99
$5,000.00 to $24,999.99
$25,000.00 or more
Additional Terms and Conditions
Consult the Consumer Fee Schedule for current service fees and the Consumer Deposit Account Agreement and Disclosures for terms and conditions.
1Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named in the appropriate Guide to Benefit, which will be provided at account opening. Insurance Products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
2 IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Insurance Products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
3 Some benefits with IDProtect require registration and activation.