Money Smart Checking

For customers seeking help to get their finances on track: an account designed to help customers maintain positive balances and avoid overdraft fees.

Account Features

• A Monthly Maintenance Fee (Service Charge) of $5.00 will be imposed every month unless you maintain a $500.00 minimum daily balance (your account’s qualifying minimum daily balance is the day with the lowest end-of-day ledger balance within a statement cycle).
• This is a non-interest bearing account.
• Checks are not provided with this account.
• This account is not eligible for Online Bill Pay or Overdraft Services.
• Account is eligible for four (4) Cashier’s Checks, per calendar month, for no additional fees. Additional Cashier’s Checks will be issued at the published fees.
• Individuals who may have had previous problems properly maintaining a checking account may benefit from this account.
• $25 Minimum Opening Deposit