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Small Business Assistance Programs

Tri Counties Bank Loan Assistance Programs

For customers affected by the Coronavirus crisis.

We understand that small businesses are facing urgent challenges, and we’re here to help. If you need assistance with an existing business loan, line of credit, or business credit cards, please contact your local banker, or call us for support at 1-800-922-8742.

90 Day Deferral Program

If your ability to make your current Tri Counties Bank loan or line of credit payment has been affected by the Coronavirus crisis, the deferment program may offer:

  • No payments for the next three monthly statement cycles
  • No late fees during the deferment
  • No adverse credit reporting during the deferment

This program is available for most small business loans and lines of credit, including existing loans backed by the SBA or other government agencies.

For business loans of $250,000 or more, see Commercial Loan Programs.

You must apply for the deferment by contacting your local branch or by calling us at 1-800-922-8742. Your payments must be current in order to be eligible for application to the program. You will also be asked to sign a change in terms letter, which explains the changes to your loan or line of credit. You may also qualify for additional loan changes following this 90 day deferral period.

Paycheck Protection Program (PPP)

We are no longer accepting new PPP applications. If you have questions about a PPP loan already in progress, please contact your local banker or call 1-866-908-7083 to speak with a member of our dedicated PPP Support Team.

Small Business Administration (SBA) Disaster Assistance

Small businesses and private non-profit organizations throughout the state of California may now be eligible for SBA disaster loans. If your business needs financial assistance as a result of the Coronavirus outbreak, please contact your local banker or call 1-800-922-8742.