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California Homeowner’s Insurance Coverage

Recently, several leading insurance companies have publicly announced changes to their California business models. Some have suggested that they will stop writing new homeowners’ policies in the state, even if temporarily, while others have pulled back from commercial property policies and others have capped the number of new policies they offer. Public statements have variously cited an increasing risk of losses caused by climate change, their increasing costs for re-insurance and global inflation. In any case, all of this is beyond the control of Tri Counties Bank or our customers.

Please contact your insurance agent or broker if you are concerned or affected by these changes. Mortgage loan agreements require homeowners to maintain insurance coverage at all times.

You can also access resources provided by the California Department of insurance at