Scammers are constantly finding new ways to appear trustworthy. One popular tactic that we’re seeing more and more is Caller ID Spoofing.
Caller ID Spoofing happens when a scammer disguises their phone number to make it appear as though a call is coming from a trusted source, such as a local number, a government agency, or even your bank. Their goal is to trick you into sharing personal or sensitive information.
What to Watch For
Spoofed calls can look legitimate, which can make them difficult to identify. Be cautious if a caller:
- Claims to be from a trusted organization and asks for sensitive information
- Pressures you to act immediately
- Requests account numbers, passwords, Social Security numbers, or other personal details
- Asks you to send money or make a payment right away
How to Protect Yourself
Don't Trust Caller ID Alone
Caller ID can be manipulated. Even if the number appears familiar, verify the caller's identity before sharing information.
Hang Up and Call Back
Some scammers impersonate the SBA, Department of Justice, or local law enforcement, falsely claiming your PPP loan is under investigation. This communication is designed to create fear and urgency, pressuring victims to pay “fees” or provide information immediately.
Never Share Sensitive Information Unexpectedly
Do not provide passwords, account numbers, Social Security numbers, one-time passcodes, or other confidential information in response to an unexpected phone call.
Be Wary of Pressure Tactics
Scammers often try to create a sense of urgency. Take time to verify requests before taking action.
Remember: Tri Counties Bank will never call, text, or email you to ask for your User ID, password, PIN, one-time passcode, or any other sensitive information.