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Your security is our priority. Please remember: Tri Counties Bank will never call to ask for your User ID, password, PIN, or one-time passcode, or any other sensitive information. If you receive a suspicious call, simply hang up and contact us directly at 1‑800‑922‑8742 to confirm communication. Stay safe and learn more.

Your security is our priority. Please remember: Tri Counties Bank will never call to ask for your User ID, password, PIN, or one-time passcode, or any other sensitive information. If you receive a suspicious call, simply hang up and contact us directly at 1‑800‑922‑8742 to confirm communication. Stay safe and learn more.

Portfolio Loan Programs

Portfolio Loans are ideal for borrowers who may not qualify for traditional mortgage lending programs, or if the property has unique characteristics that make funding difficult. Your Tri Counties Bank Home Mortgage Loan Specialist will work with you individually to determine the best loan for your specific needs, with flexible options and local underwriting to simplify the process.

Loan features include:

  • Ideal for properties with unique characteristics such as manufactured homes and those with shops, hobby farms and ranchettes
  • Country properties up to 80 acres
  • Jumbo Loans up to $5 million
  • No maximum on number of financed investment properties

Work with a Home Mortgage Loan Specialist today.

Our local, knowledgeable Home Mortgage Loan Specialists are dedicated to providing exceptional service to make the mortgage loan process simple and process your loan quickly. Call 1-877-822-5626, visit your local branch or apply now to get started.

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*PLEASE NOTE: This application cannot be used for Adjustable Rate Mortgages, Lot & Land Loans or Construction Loans. To submit a loan request for these loan types, please contact a Home Mortgage Specialist.

All loans are subject to credit approval.

NMLS #458732

Current CD Rate Specials*

Current CD Rate Specials*

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Home Mortgages

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Celebrating our 50th year of serving California

50th Anniversary

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