Homeownership Access Program

Tri Counties Bank can make your dream of homeownership a reality. The Tri Counties Bank Homeownership Access Program is a Special Purpose Credit Program¹ designed to increase homeownership in historically disadvantaged communities. Approved customers receive a closing cost credit of up to 3% of the loan, up to $7,500. The credit can be used to cover closing costs or to pay for discount points in order to reduce your interest rate.

Anyone from any race or ethnicity is welcome to apply. To learn more, contact your Tri Counties Bank Home Mortgage Loan Specialist or call 1-877-822-5626.

Eligibility requirements:

• The property must be in an eligible census tract within the Tri Counties Bank assessment area. Call 1-877-822-5626 to determine if your property is eligible.
   
• The property must be owner occupied
   
• Income restrictions apply.
   
• The program can be used for home purchases and refinances.

All loans are subject to credit approval and program requirements. A specific applicant race and ethnicity is not required for the loan program.