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Announcement:  We’re currently experiencing issues with Business Express and Treasury Center online and mobile banking. We apologize for the inconvenience and are working to resolve it.

Announcement:  We’re currently experiencing issues with Business Express and Treasury Center online and mobile banking. We apologize for the inconvenience and are working to resolve it.

Home Mortgage Specialists

Our Commitment

Tri Counties Bank provides a wide array of home loan options for you to choose from. Whether you're a first-time homebuyer or an experienced investor, our local, knowledgeable Home Mortgage Specialists offer personalized Service With Solutions® to make the process simple.

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ALFREDO FLETCHER

Bakersfield

Office: (661) 371-2030
AlfredoFletcher@tcbk.com
NMLS #: 1096273

Apply Now

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ANDREAS FELLNER

Chico - Park Plaza

Office: (530) 332-2954
AndreasFellner@tcbk.com
NMLS #: 844869

Apply Now

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ASHLEY BROWN

Bakersfield

Office: (661) 371-2057
AshleyBrown@tcbk.com
NMLS#: 2069806

Apply Now

BEN BETPAROO

San Jose

Office: (408) 210-6962
BenBetparoo@tcbk.com
NMLS #: 670300

Apply Now

CHARLES KRYSKI

Woodland

Office: (916) 984-2474
CharlesKryski@tcbk.com
NMLS #: 855343

Apply Now

DENISE GALLAGHER

Chowchilla 

Office: (559) 436-3797
DeniseGallagher@tcbk.com
NMLS #: 279932

Apply Now

DENISE OGATA 

Fresno 

Office: (559) 476-2973
DeniseOgata​​​​​​@tcbk.com
NMLS #: 288535

Apply Now

EVAN SANCHEZ

San Francisco

Office: (415) 828-4873
EvanSanchez@tcbk.com
NMLS #: 763141

Apply Now

GABRIEL ADLEY

San Francisco

Office: (916) 320-8544
GabrielAdley@tcbk.com
NMLS #: 1722270

Apply Now

MARIAELENA MAREADY

Redding – Hilltop 

Office: (530) 226-2926
MariaMaready@tcbk.com
NMLS #: 280072

Apply Now

MARK RAY

Auburn

Office: (916) 984-2206
MarkRay@tcbk.com
NMLS #: 259741

Apply Now

MATTHEW OWEN

Eureka

Office: (707) 303-9303
MatthewOwen@tcbk.com
NMLS #: 674722

Apply Now

SANDI BOYD 

Shasta Lake

Office: (530) 722-2687
SandiBoyd@tcbk.com
NMLS #: 909192

Apply Now

*This application cannot be used for Adjustable Rate Mortgages (ARMs). To apply for these loan types, please call 1-877-822-5626, visit your local branch or find a Home Mortgage Loan Specialist.

All loans are subject to credit approval.
*This page was not issued by HUD or FHA and was not approved by the Department or Government Agency.
NMLS #458732

Certificate of Deposit (CD) rates and account options

Current CD Rate Specials*

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Home mortgage loans for purchasing or refinancing a home

Home Mortgages

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Home equity loans and home equity lines of credit

Home Equity Solutions

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