Skip to main content

Small Business Term Loan

Smaller loans to help improve working capital

Tri Counties Bank's Term Loans can help to improve working capital or expand your business, all with fixed interest rates and predictable repayment schedules.

  • Unsecured loan amounts up to $25,000
  • Loan amounts up to $100,000 when secured by all business assets, such as inventory or accounts receivable
  • One-time lump sum cash distribution
  • Fixed interest rates with terms up to 5 years
  • Other fees may apply

In general, to qualify, you'll need:

  • Completed application, including personal and business financial information
  • Three or more years of profitable business operations
  • Proven historical cash flow
  • Established personal and business credit history
  • Keep your deposit account relationship with Tri Counties Bank.

Put the experience and knowledge of the Tri Counties Bank small business lending team to work for you.

Apply Now*

*This application cannot be used for special purpose, construction, gas stations, hospitality, car wash, budgeted agricultural loans or mobile home parks/RV parks. To apply for these loan types please contact a banker at 1-800-982-2660. All loans are subject to credit approval.

A word about our calculators

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Learn about our Business Lending promotion today.

Business Lending

Learn More ›

Team of people smiling

We’re Hiring

Join the Team ›

Welcome Valley Republic Bank Customers

Community Food Drive

Donate ›