| Type | Cut-off Time (Pacific) |
|---|---|
| Mobile Check Deposit | 8:00 pm |
| Internal Account Transfers | 9:30 pm |
| Bill Pay | 7:00 pm |
| Stop Payment Request | 9:30 pm |
| ACH Origination | 11:00 am for Same Day transactions 4:00 pm for Next Day transactions |
| Wire Origination | 2:00 pm |
| Remote Deposit Capture (RDC) | 7:00 pm |
| Positive Pay | 11:00 am for payment decisions |
Note: Requests submitted prior to the cut-off time will be considered received the same business day. Those submitted after the cut-off time will be considered received the next business day.
