Take advantage of low interest rates!
With rates near historic lows, now is a great time to turn your home’s equity into cash. Our competitive rates include variable and fixed-rate options. Work directly with a Home Equity Specialist to determine the best rate option for your specific needs. It’s all part of a unique brand of banking we call Service With Solutions®.
- Variable and fixed-rate options
- Interest-only payments available
- Convenient and secure access to your Home Equity Line of Credit with your Equity Access Visa® Card
Use your Home Equity Line of Credit for a variety of purposes:
Make improvements to
increase your home's value
Establish an emergency fund
Finance education expenses
Or have a Home Equity Specialist contact you to answer any questions you may have. Complete and submit the form below.
Call us at 1-800-982-2660 to speak with a Home Equity Specialist — let's talk home equity.
Home Equity Lines of Credit (HELOC) are available to qualified applicants on owner-occupied conforming residential real property in first or second lien position up to a 70% maximum loan-to-value for primary residences and second homes. Second liens may not be written behind an existing HELOC. Standard closing costs generally range from $450 to $2,500 on home equity lines. Subordination fees to other lenders vary and apply on all line amounts. The $75 annual Home Equity Line of Credit fee will be waived for first year. The $75 annual fee will apply for subsequent years. Property insurance is required. A prepayment fee of 2% of maximum credit limit or $500, whichever is less, applies if the credit line is paid off and closed prior to the three-year anniversary date of the credit agreement. Subject to credit approval.