Flexible solutions to meet business expenses.
Business Lines of Credit Special Offer
Prime + 0% for 5 months on Business Lines of Credit up to $500,0001
Origination fees up to $250 waived on lines of credit of $100,000 or less. Offer valid for qualified applicants who apply between October 1, 2026 and December 31, 2026. Line of credit will reprice to the fully indexed rate after the five-month promotional period ends.
Small business lines of credit can be used to meet large business expenses, finance unexpected business needs, improve working capital or cash flow, or refinance another business line of credit.
- Variable interest rates tied to prime rate
- Interest-only payments
- Backed by all business assets, such as inventory or accounts receivable
- Access credit with checks, online transfer or checking overdraft protection
- No fees for cash advances
- Other fees may apply
In general, to qualify, you'll need:
- Completed application, including personal and business financial information
- Two or more years of profitable business operations
- Proven historical cash flow
- Established personal and business credit history
Put the experience and knowledge of the Tri Counties Bank small business lending team to work for you.
1Offers of Prime plus 0% for five months for qualified business lines of credit up to $500,000, and waived origination fees of up to $250 on lines of credit of $100,000 or less, are available on new applications received between October 1, 2026 and December 31, 2026. Promotional offer does not apply to Small Business Administration (SBA) loans. Pricing reverts to the fully indexed rate after five months. Non-promotional rates currently range from 7.00% to 13.25%. The following property types are excluded: special purpose, construction, gas stations, hospitality, car washes, budgeted agricultural loans, mobile home parks and RV parks. Offer subject to change without notice. This is not a commitment to lend. All loans are subject to credit approval. Other conditions may apply. Contact your local branch for details.
2This application cannot be used for special purpose, construction, gas stations, hospitality, car wash, budgeted agricultural loans or mobile home parks/RV parks. To apply for these loan types please contact a banker at 1-800-982-2660. All loans are subject to credit approval.
A word about our calculators
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
