Personal Checking Accounts

Personal Checking Accounts
Trico Essential Checking	Trico Premier Checking
All Accounts Include
Online Banking, Mobile Banking, Access to Your Credit Score, Bill Pay, Mobile Check Deposit, Visa^® Debit Card, Mobile Wallet, Access to approximately 40,000 MoneyPass^® ATMs
Description
A basic checking account for frequent check writers.	Our premium checking account with maximum benefits for customers with higher balances or multiple accounts.
Open Account Now	Open Account Now
Special Features
Complimentary Tri Counties Bank Custom Checks (standard delivery included). Easy access monthly online eStatements. Access to Your Credit Score - Instantly view your credit score, set up credit alerts and more. It's built into Mobile and Online Banking at no additional cost to you.	Complimentary Premier Checks (standard delivery included). Easy access online eStatements or paper statements. Access to Your Credit Score - Instantly view your credit score, set up credit alerts and more. It's built into Mobile and Online Banking at no additional cost to you.
Pays Interest
No	Yes
Monthly Maintenance Fee (Service Charge)
$5	$12
To Avoid the Imposition of a Monthly Maintenance Fee (Service Charge):
Maintain a $500.00 minimum daily balance (your account's qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or Direct Deposit(s) totaling $750.00 or more, posted and cleared each statement cycle, or Mobile Deposit(s) totaling $750.00 or more, posted and cleared each statement cycle, or At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). "Qualifying point-of-sale (POS) transactions" means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods or services.	Maintain a $5,000.00 minimum daily balance (your account's qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or Maintain a minimum of $25,000.00 in combined personal deposits where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: checking, savings, certificate of deposit, money market and IRA, or Maintain a minimum of $25,000.00 in combined outstanding loan balances where the primary or secondary owner on this account is also the primary or secondary owner of the following eligible personal account types: loans or lines of credit. Excludes credit cards.
Minimum Opening Deposit
$25	$100
OPTIONAL SERVICES
Check Images on Periodic Statement¹
$2	Complimentary
Paper Statement²
$5	Complimentary
More Info Open Account Now	More Info Open Account Now

¹ Enroll in Online Banking to view front and back images of processed checks in your account transaction detail at no additional charge.
² Register for monthly eStatements to view, save, and print out your monthly statements at no additional charge.

Tri Counties Bank personal checking accounts come with all of the convenience features you expect:

MoneyPass ATM Network

Access to approximately 40,000 surcharge-free nationwide ATMs.

Advanced Online and Mobile Banking

Check your balances and account activity, transfer between accounts, and use our financial management tools to track and manage your money across all of your accounts, including accounts at other financial institutions.

Branches throughout Northern and Central California

Visit your local Tri Counties Bank branch conveniently located in communities throughout California.

Plus, you’ll enjoy additional features including:

Credit Monitoring

Instantly view your credit score, set up credit alerts, and access personalized tips to help you improve — or maintain — your already great credit score! It’s built into Tri Counties Bank Online and Mobile Banking at no additional cost to you.

Mobile Check Deposit