An interest-bearing checking account providing added benefits.
Minimum Opening Deposit Requirement
You must deposit $100.00 to open this account
To Avoid Monthly Maintenance Fee
A Monthly Maintenance Fee of $8.00 will be imposed every month unless you complete one of the activities below within a statement cycle:
- Maintain a $1,500.00 minimum daily balance (your account’s qualifying minimum daily balance is the day with the lowest end-of-day ledger balance within a statement cycle), or
- Direct Deposit(s) totaling $1,500.00 or more, posted and cleared each statement cycle, or
- Mobile Deposit(s) totaling $1,500.00 or more, posted and cleared each statement cycle, or
- At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). “Qualifying point-of-sale (POS) transactions” means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods and services.
There is a $2 monthly fee to include all check images consolidated on your monthly statement and a $2 monthly fee if you wish to receive mailed paper statements.
Note: When enrolled in Online Banking, all Tri Counties Bank personal checking accounts are provided with monthly e-statements you can view online, save and/or print at your convenience, as well as processed check images viewable individually in your online account transaction detail.
Earns variable interest, compounded monthly and paid monthly on all balances.
Additional Terms and Conditions
Consult the Consumer Fee Schedule for current service fees and the Consumer Deposit Account Agreement and Disclosures for terms and conditions.
1 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named in the appropriate Guide to Benefit, which will be provided at account opening. Insurance Products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
2 IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Insurance Products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
3 Some benefits with IDProtect require registration and activation.