Select Checking

This account is all about choice, convenience and flexibility. Best of all, you select how to waive the monthly maintenance fee1.

Required Transaction Activities – To waive or refund the $5 monthly maintenance fee1, ONE or more of the following waiver or refund activities must be accomplished during each statement cycle:

Waiver Activities:

  • Maintain minimum balance of $500; OR
  • Direct Deposit(s) totaling $500 or more must post and clear; OR
  • At least 6 Qualifying Point-of-Sale (POS) Transactions* must post and clear


Refund Activity:

  • Certain transaction fees of $25 or more must post and clear
    • These transaction fees include: Stop Payments, NSF Checks/Overdrafts, Outgoing Wire Transfers & Legal Process.
    • When monthly maintenance fees are waived based solely on Refund Activity, the maintenance fees are refunded and credited during the next statement cycle.

* “Qualifying Point-of-Sale (POS) Transactions” means check card point-of-sale transactions in which Owner(s) uses(s) Check Card to obtain customary goods or services (subject to review by Bank).

There is a $100 minimum opening deposit for this account.

(1) Please see our Consumer Fee Schedule for additional fees and charges that may apply to your account. (2) Check safekeeping is available with this account, (up to 36 imaged copies are available at no charge each year) or choose to get imaged checks back with your statement for $2 per month.


Each checking account features:

24 hour Automated Customer Service
Tri Counties Bank ATM access
PIN-based Point-of-Sale transactions
In-branch visits
24 hour online banking access


Select checking also includes these extra benefits:

Unlimited Check Writing
Unlimited Debit Card Use
Unlimited Point-of-sale Transactions
Combined monthly statement
Automatic transfers to savings
Check safekeeping2