Money Smart Checking

An account created to provide customers with the tools and know-how to get back on track financially.

This account includes an ATM card to access funds and a complimentary educational CD to help maintain positive balances and avoid overdraft charges.

This is a non-interest bearing account with a $7 monthly maintenance fee1.

  • No minimum balance requirement
  • ATM card for accessing account funds
  • Individuals on ChexSystems may be eligible for this account

There is a $100 minimum opening deposit for this account.

(1) Please see our Consumer Fee Schedule for additional fees and charges that may apply to your account.


Each checking account features:

24 hour Automated Customer Service
Tri Counties Bank ATM access
PIN-based Point-of-Sale transactions
In-branch visits
24 hour online banking access