Spring into a great rate!
| Home Equity Lines of Credit Starting at: |
| 2.99% APR* |
Fixed for 6 months
No annual fee!
|
| 3.99% APR* |
Fixed for 9 months
No annual fee!
|
| 5.00% APR* |
Fully indexed rate for all offers. |
Talk to an expert
Tri Counties Bank loan officers can help you with any kind of loan, including large parcels,
construction, and working farms.
*Consult your tax advisor for possible tax benefits. Home equity Lines of Credit are variable rate plans. The ANNUAL PERCENTAGE RATE (APR) assigned to
your credit line will be based on the value of an index. The index is the prime rate as published in the Wall Street Journal, Western Edition. To determine
the APR that will apply to your line, we will add or subtract a margin from the value of the index. Ask us for the current index value, margin, discount
(if applicable) and corresponding APR. (The published prime rate as of 12/17/08 is 3.25%). Your rate will be determined by credit worthiness, product type
and LTV. Excluding an “introductory discount rate,” (if applicable), the APR will never be less than 5.00% (the “floor”), or greater than
18.75% (the “Cap”). Lines available on homes secured by conforming real property up to 80% LTV, including any prior encumbrances. The rate advertised
above is based on credit scores 781 and above, credit limits of $250,001 to $400,000, and a maximum LTV of 70%. Standard closing costs (excluding fees
paid to other lenders to release lien status) generally range from $500 - $800), and are waived only for home equity lines or loans under $250,000.
Property insurance is required. The annual fee of $75.00 is waived for the life of the line. There is a $500.00 early closure fee. The 2.99% and 3.99%
promotional rates are subject to a credit score of 720 and above. Other conditions may apply. Call us for details. Home equity line rates are subject to
change at any time. Limited time offer starts 3/16/2009 ends 5/29/2009.
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