2008 Summer Sizzle Sale

Home Equity Lines of Credit Starting at: 
2.99% APY* fixed for 6 months
NO ANNUAL FEE!
3.99% APY* fixed for 9 months
NO ANNUAL FEE!
5.00% APY* fully indexed rate for all offers

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Tri Counties Bank loan officers can help you with any kind of loan, including large parcels, construction, and working farms.



*Consult your tax advisor for possible tax benefits. Variable ANNUAL PERCENTAGE RATE (APR) is based on the value of an index. The index is the prime rate as published in the Wall Street Journal, Western Edition. To determine the APR that will apply to your line, we add or subtract a margin from the value of the index. Ask us for the current index value, margin, discount (if applicable) and corresponding APR. (The published prime rate as of 5/1/08 is 5.00%). Your rate is determined by credit worthiness, product type and LTV. Excluding an “introductory rate,” (if applicable), the APR will never be less than 5.0% (the “floor”), or greater than 18.75% (the “Cap”). Lines available on homes secured by conforming real property up to 85% loan-to-value ratio (LTV), including any prior encumbrances. The rate(s) advertised above are for Relationship Lines having an LTV of 80% or less, including any prior encumbrances, and must be owner-occupied. Standard closing costs (excluding fees paid to other lenders to release lien status) generally range from $500 - $800, and are waived only for single-family owner-occupied home equity lines or loans under $250,000. The $75.00 “life-of-loan” annual fee waiver applies to Relationship Lines only. Property insurance is required. A prepayment fee may be imposed for an early account termination. Home equity line rates are subject to change or cancellation at any time. Offer valid for new or existing customers without a current Tri Counties Bank Home Equity Line of Credit and may not be combined with any other Home Equity Line of Credit promotion. Ask us about other fees and conditions that may apply. See branch for details. Limited time offer ends 8/31/2008.


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