| Perfect Choice Checking |
Features: | - Premium interest earning checking account *
- No monthly maintenance fee **
- No minimum balance requirements
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Benefits: | - 3.50% (APY) interest on balances up to $25,000
- 1.50% (APY) interest on remaining balances above $25,000
- 0.10% (APY) interest if requirements are not met ***
- ATM fee refunds nationwide ****
- Electronic statements
- Free single signature Traveler's Cheques
- $100 minimum to open account
- One free Pocket Pack checks (50 checks)
- Preferred rate on new installment loan (with Automatic Funds Transfer)
- Free Online Banking
- Free BillPay
- $500 Overdraft Privilege
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Monthly Service Fees
$0.00 Monthly Service Fee
* This is a multi-tiered variable rate account. That means that we will apply a different interest rate and annual percentage yield ("APY") to your account based on certain "eligibility requirements" and balance tiers as follows: Interest rate and APY may change at our discretion, including as often as daily. When the monthly account eligibility requirements are met, the interest rate and corresponding APY on your account will be: 3.44% (3.50% APY) on balances between $0 - $25,000 and 1.49% (1.50% APY) on balances between $25,000.01 and above. When the monthly account eligibility requirements are NOT met, the interest rate and corresponding APY on your account will be: 0.10% on all balances.
** Please see the Service Fee Schedule for additional fees and charges that may apply to your account.
*** Perfect Choice Checking eligibility: Must have a valid email address, and receive your statements electronically each month using a Tri Counties Bank on-line banking venue. Must have one Direct-Deposit, or make one ACH debit, or one electronic TCB BillPay transaction during each qualification cycle. Must make 12 check card point-of-sale transactions per qualification cycle. “Qualification cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle
**** If you have met your eligibility requirements for the month, we will refund domestic ATM fees up to $5.00 per transaction and $20.00 per qualification cycle. Other conditions may apply. See branch for details.