Money Smart Checking

An account that provides customers with the tools and know-how to get back on track financially.

Money Smart Checking

Features:

  • ATM card for accessing account funds 
  • $4.95 maintenance fee with direct deposit ($7.95 without direct deposit) 
  • $100 minimum to open 
  • Non interest-bearing account 
  • Not eligible for checks or debit cards 
  • Not eligible for Billpay 
  • Not eligible for Overdraft Privilege 

Benefits:

  • Individuals on ChexSystems may be eligible for this account 
  • Money smart Checking customers are offered an educational packet that offers valuable tips on how to create a spending plan, maintain a checking account, establish and repair credit, and more! 

Monthly Service Fees

$4.95 with Direct Deposit
$7.95 without Direct Deposit

Documents & Disclosures